David Mercer
Scam Survivor & Founder
A few years ago I lost the better part of my savings to a scam. It was convincing, it was patient, and it was aimed squarely at someone like me. Afterwards, what stung almost as much as the money was how alone and ashamed I felt, and how little clear, practical help I could find that wasn’t either terrifying jargon or someone selling something.
I’m not a security expert. I’m the person it happened to, and since then I’ve spent a long time learning how these scams really work, talking with others who’ve been targeted, and figuring out what actually protects people.
Threatcare is what came out of that. A fraud and security professional checks every article, so the guidance stays accurate and current; the hard-won part is mine. The aim is simple: help you spot the warning signs early, protect your money and identity, and know exactly what to do if the worst happens, without the panic, the jargon, or the shame.
Articles by David Mercer
- Bank Impersonation and Safe Account Scams: How to Spot and Stop Them
- Can You Get Your Money Back After a Scam? Recovery Chances by Payment Method
- Family Emergency and Grandparent Scams: The Fake Crisis Call and AI Voice Cloning
- Charity and Disaster Donation Scams: How to Give Without Being Robbed
- Government and IRS Impersonation Scams: How to Spot the Threat and Stay Safe
- How Scammers Find and Target You: Where They Get Your Details
- How to Create Strong Passwords That Survive a Data Breach
- How to Report a Scam: Where to Report and What to Include
- How to Freeze Your Credit: A Free, Step-by-Step Guide
- Gift Card Scams: Why Scammers Demand Them and How to Stay Safe
- Investment and Crypto Scams: How They Work and How to Avoid Them
- Identity Theft: What to Do When Your Identity Is Stolen
- How to Spot a Scam: The Warning Signs to Watch For
- Job and Employment Scams: How Fake Job Offers Work and How to Avoid Them
- Online Shopping and Marketplace Scams: How to Buy Safely and Pay Protected
- Phishing Emails and Texts: How to Spot and Stop Them
- Online Scams and Fraud: How They Work and How to Protect Yourself
- Protecting Elderly Relatives From Scams: A Family Guide to Warning Signs and Safeguards
- Protecting Your Online Privacy: How to Shrink Your Data Footprint and Cut Scam Targeting
- Lottery, Sweepstakes and Prize Scams: Why You Never Pay to Collect a Win
- QR Code and Smishing Scams: How Quishing and Text Phishing Work
- Recovery Scams: How to Spot Fake Refund Services After You Have Been Scammed
- Rental and Property Deposit Scams: How Fake Listings Take Your Money
- Romance Scams: How They Work, the Red Flags, and How to Protect Yourself
- Tech-Support Scams: Fake Virus Pop-Ups, Cold Calls, and How to Stay Safe
- The Emotional Impact of Being Scammed: Shame, Stress, and How to Cope
- Two-Factor Authentication Explained: What 2FA Is and How to Set It Up
- What to Do If You've Been Scammed: A Step-by-Step Recovery Guide